SMALL INVESTOR LEVEL (Idle Cash ~$100K or less)

Description

For individuals that wish to maximize their savings and have idle cash funds of less than $100,000 ($100K), select this plan and FortuneSavers will send you a monthly notification, with the name and a myriad of other relevant details (see below) of a recommended bank that has the highest interest-bearing savings account as of/near to month end. The recommended bank will be ranked out of the top 3 highest interest-bearing accounts we identify from our research of thousands of USA banks.

[To be notified of all the FortuneSavers’ top 3 highest interest-bearing bank accounts and as and when interest rates to those top 3 change, please select our LARGE INVESTOR LEVEL plan.]

What you receive in the monthly email notification:

• recommended bank name (one of the top 3 highest interest-bearing accounts we identify from our research)
• the current Annual Percentage Yield rate (APY%) and nominal interest rate
• detailed information about the recommended bank (incl. FDIC details, Routing Numbers, etc.)
• detailed information about the transfer process (into and out of the bank via ACH). This information is typically not readily available or published by the bank during the Open Account Application process but is crucial to understanding how you can move your funds around.
• information on type of and setting up your beneficiaries
• direct URL link to access the bank application process for the interest-bearing account – Action steps to take
• other recommendations
• Frequency: once every 31 days (ie monthly from your signup date)
• Type/Form: HTML eMails
• Subscription Period: monthly billings on the date corresponding to your signup date, until cancelled

Subscription Terms:

There is no apportionment of fees as you get the month’s service when you sign up.  You are billed in advance for each month.  You receive your first FortuneSavers notification email on your application approval date (or next business day if you sign up after 5pm PST).

Subscription Billings:

You will be billed for the month in which you sign up, and then billings are done monthly thereafter each 31 days thereafter.  Your first month’s billing is non-refundable.

Subscription Cancellations:

Subscription cancellation requests (can be made anytime through the link provided in the FAQ) but must be made three (3) business days prior to your next Payment Date to prevent a subsequent month’s payment to occur. Cancellations take effect immediately (i.e. will show as “Canceled” in your account (typically no later than 24hrs after the request is made)). We do not offer prorated refunds.  The first month’s subscription is not refundable.   For further details please see our FAQ.

What is not included in this level option (available with our other plans):

• more than 1 recommended bank with the highest yielding interest-bearing accounts (i.e. top 3)
• as they occur notifications (i.e. as interest rates change or we find other higher paying interest-bearing accounts we will notify you when those occur any time in a month, not just the one monthly email)
• FDIC bank status monitoring / notification
• other suggested FortuneSavers recommendations

Start Maximizing Your Savings – Subscribe to this plan today!