Our low-cost service provides a prompt monthly email notification (all investor level plans) or as and when we find the best rates (medium to large level investor plans), so that you can quickly take advantage of the highest possible market rates on your idle funds, while maintaining 100% control of your funds.

FortuneSavers currently evaluates over 4,500 banks in the USA on a daily basis for rates and for FDIC statuses using our proprietary AI tools.

As low as 0.099% of the rate (equivalent to only $53 per month) for the highest plan to 0.130% of the rate (equivalent to only $14 per month).

As an example, if you invest say $100,000 of cash in a High-Yield Savings account that pays 5.50% APY then you would earn $5,500 for the year. FortuneSavers fee (which may be tax deductible^{^}) would be just $14 per month or $168 for the year before taxes. You will effectively achieve a return of 5.37% APY (5.50%-0.13%), after FortuneSavers fee, equivalent to ~$5,370 (assuming you had a 20% tax rate) before taxes.

Please note that rates used in these sample calculations were based on an assumed interest rate of 5.5% and may differ from today’s market rates. Since rates can move daily this calculation is not updated daily on the website due to website maintenance costs.

To summarize: For just $14/month, you could maximize your earnings on your dormant cash to earn as much as $5,300+ (assuming a $100K investment and the rates offered in our example hold in the market)! To calculate your effective cost, you can calculate the current cost rate with the formula: annual plan level cost [after tax benefit (if applicable)] / (cash invested x current APY%) x APY%

• FortuneSavers does NOT make the investment in the suggested bank(s) for you. You still have to make the investment yourself. It’s your cash and your ultimate decision to invest in that bank. If you do not already bank with the particular FortuneSaver suggested bank, you will need to complete the bank’s application to open the account.
• FortuneSavers does NOT guarantee any rates nor is it liable for any rate changes made by the bank at any point in time. If a bank(s) reduces their rates, FortuneSavers will do our best to notify you as soon as is possible. FortuneSavers does not guarantee any returns; examples provided on this website are surrounded by assumptions and may not be available at any given time in the market.
• FortuneSavers does NOT guarantee that your application with the suggested bank will be approved. Your application could be declined by the bank for various reasons, including but not limited to: your credit history, your state location, application errors you might make, employment status, prior history, background checks, other bank policies.
• All investments are made by you at your complete discretion. You should review and consult with your financial/accounting/taxation professionals before making any investment.
• FortuneSavers is NOT liable to any subscriber for any investment loss or bank failure that results in a loss, irrespective if any FortuneSavers recommended bank’s FDIC certificate was active at the time but became inactive without FortuneSavers knowledge. Bank failures are reported from FDIC data – note data can be delayed as a result of FDIC reporting delays and is out of the control of FortuneSavers.
• The information provided in this website and in FortuneSavers subscription newsletters are for general informational purposes only and does not constitute financial advice. The interest rates and financial product information presented are collected from publicly available sources and are subject to change without notice. Fortunesavers does not guarantee the accuracy, completeness, or timeliness of the information provided. Past performance is not indicative of future results. Before making any financial decisions, users should consult with a qualified financial advisor. Fortunesavers is not responsible for any actions taken based on the information provided.
• This service offering is ONLY available to clients in the USA.

The current offer for a free 2nd Month is for the 2nd month’s billing only. Standard rates apply after the offer period ends. In your shopping cart, after inserting the coupon code, the coupon will show on your order but there will not be an adjustment to the monthly rate as that will occur only on the 2nd billing through a manual refund of the 2nd month’s fees (i.e. you will NOT be charged for the 2nd month).